Finma - AI Finance Tracker2.5 - App Store

Finma short for finance manager, is your personal finance assistant that helps you track & plan all your expenses in one place.

Built with the primary goal of automating your expenses, Finma is the only app on the App Store which supports all of the following ways to automate expenses:

- SMS Automation
- Email Sync
- Direct bank connection via Plaid
- AI PDF import
- AI CSV import

Features:

- Privacy First
Finma stores all your financial data locally on-device. Not even we have access to your transactions.

- Generous Free Tier
The free tier allows you to create unlimited transaction entries, unlimited budgets and unlimited rules. Track up to 3 subscriptions for free.

- Budget Alerts
Say goodbye to overspending on your gadget addiction. Set category wise budgets and get alerted when they cross a set threshold.

- Rule Based Auto-Categorization
Finma uses rules for automatic categorisation of transactions. A rule can either be a simple text that matches any text within the transaction description or for more advanced users a regex to match pattern.

- Subscription Tracking
A beautiful calendar view shows all your recurring transactions at a glance. Keep your subscriptions in check and manage them efficiently.

- Payment Reminders
Track upcoming dues for all your cards and get reminded to clear them on time. Set custom reminders to get reminded up to a week in advance.

- Visual Filtering
Find the transactions you need even faster with a visual approach in Finma.
Suppose you need to see all the restaurant spends you did in month of Feb. Simply select Restaurants from the categories bar followed by tapping Feb bar in graph.

- Interactive Charts
All charts and graphs in Finma are interactive.
Example: You want to find out how much you spent on restaurants and shopping combined in Feb. Select Shopping and then Restaurants from the categories bar followed by tapping Feb bar in graph.

- Cash Flow
Know your overall financial health with just 1 glance. Easily understand how your income and investments compare on an average within a period.
The cash flow widget allows you to quickly skim through previous months to get better clarity on past health and helps to plan better.

- PDF Import
Import transactions in bulk by importing PDF statements or using the built-in image scan feature to scan documents and receipts.

- Email Sync
Import transactions automatically from emails. If your bank sends you transaction emails, Finma will try to parse them and generate transactions automatically.

- SMS Sync
Import transactions automatically from SMS using Shortcuts automation. If your bank sends you transaction alerts on SMS, Finma will try to parse them and generate transactions automatically.

- Direct Bank Sync
We have partnered with Plaid to support all major banks across US and Canada. Bank data is synced directly to device, we do not store any personal user data on our servers.

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What's completely free:
- Unlimited transactions
- Unlimited rules
- Unlimited budgets
- Track up to 3 subscriptions
- Payment reminders
- Budget alerts
- Interactive charts and filters

The following features require purchasing Premium subscription:
- Direct bank sync using Plaid (US & Canada only)
- AI related tasks such as document scanning, sms & email parsing
- Adding more than 1 account
- Custom categories
- Custom app icons

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Have questions or need help? Email us at support@finma.money

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Version History - iPhone Duo Support
- Fixed incorrect text parsing that caused wrong year to be set for texts without an explicit year
- Added ability in SMS Setup to add manual trigger words

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If you have any doubts or feature requests, please email support@finma.money 2.5 3d ago Fixes:
- Fixed SMS import shortcut throwing errors when trying to parse iMessage reactions which contained no body.

Previously:
- Added enhanced Siri AI support via rich app intents
- App intents have inline visual views that appear in Siri
- Added Spotlight integration so simply search for any transaction and it will show up right in spotlight
- Added private cloud compute support
- New extra large portrait widget
- Added new 1-tap SMS shortcut install from Settings > SMS

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If you have any doubts or feature requests, please email support@finma.money 2.2.2 Sep 13 Fixes:
- Updated shortcut to use notification trigger instead to avoid shortcut notification spam. Please re-install the shortcut from Finma > Settings > SMS > Scroll to bottom
- Added phrases to match more words to show transactions from Siri AI
- Race condition that caused transactions to never finish loading on startup
- Added url scheme to add new transaction

Previously:
- Added enhanced Siri AI support via rich app intents
- App intents have inline visual views that appear in Siri
- Added Spotlight integration so simply search for any transaction and it will show up right in spotlight
- Added private cloud compute support
- New extra large portrait widget
- Added new 1-tap SMS shortcut install from Settings > SMS

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If you have any doubts or feature requests, please email support@finma.money 2.2.1 Sep 12 Fixes:
- Added enhanced Siri AI support via rich app intents
- App intents have inline visual views that appear in Siri
- Added Spotlight integration so simply search for any transaction and it will show up right in spotlight
- Added private cloud compute support
- New extra large portrait widget
- Added new 1-tap SMS shortcut install from Settings > SMS

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If you have any doubts or feature requests, please email support@finma.money 2.2 Sep 11 Fixes:
- Fixes for Plaid sync issues.

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If you have any doubts or feature requests, please email support@finma.money 2.1.5 Aug 26 Fixes:
- Fixed quick tag getting auto dismissed in transactions view.
- Fixed losing scroll position in transaction view.
- Fixed email transactions being deleted if no statements existed and user made a manual entry.
- Improved password logic for opening locked PDFs.

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If you have any doubts or feature requests, please email support@finma.money 2.1.4 Aug 1 Fixes:
- Fixed race condition that caused account templates auto-update to fail.
- Updated HDFC Bank template with new UPI format for email extraction.

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If you have any doubts or feature requests, please email support@finma.money 2.1.3 Jun 3 Fixes:
- Fixed incorrect amount being parsed when amounts contained a currency name followed by a dot.

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If you have any doubts or feature requests, please email support@finma.money 2.1.2 May 28 Fixes:
- Fixes for session expiry issues.

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If you have any doubts or feature requests, please email support@finma.money 2.1.1 May 18 Fixes:
- Fixed bug causing HDFC Card PDF parsing to fail beyond 2 pages.

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If you have any doubts or feature requests, please email support@finma.money 2.1 Feb 2 Fixes:
- Fixed budgets with specific accounts showing other transactions.

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If you have any doubts or feature requests, please email support@finma.money 2.0.9 Jan 21 Fixes:
- Fixed regression that caused button action to fail in uncategorised transaction row..
- Fixed amount value getting cut off in budget widget.
- Fixes random crashes when processing rules to update link based subscriptions.

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If you have any doubts or feature requests, please email support@finma.money 2.0.8 Jan 2 Fixes:
- Fixed incorrect category name being displayed in chart if user manually renamed default categories.
- Fixed transaction detail view from being shown incorrectly after quick tagging.
- Hint for built-in accounts with custom password is now correctly shown.

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If you have any doubts or feature requests, please email support@finma.money 2.0.7 12/23/2025 Fixes:
- Fixed category selection getting cut off when user had a large number of categories.

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If you have any doubts or feature requests, please email support@finma.money 2.0.6 12/12/2025 Fixes:
- Fixed invalid session issues, (if you still face them after updating please contact support).
- Fixed editing a subscription amount did not work.
- Fixed editing subscription unlinked previously posted transactions.

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If you have any doubts or feature requests, please email support@finma.money 2.0.5 11/09/2025 - Added ability to tap on the summary section in transaction tab to toggle between averages and totals.
- Custom date range with `to date` as today in Transactions tab will be dynamically adjusted to current day.

Fixes:
- Fixed amount parsing issue in Scapia card statement.

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If you have any doubts or feature requests, please email support@finma.money 2.0.4 11/05/2025 Fixes:
- Added support for new format of HDFC Card statement.

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If you have any doubts or feature requests, please email support@finma.money 2.0.3 10/14/2025 Fixes:
- Fixed incorrect balance shown for Credit Card for Plaid connected accounts.
- Fixed border cut off issue in some views.
- Fixed AI chat widget always stayed expanded (it should ideally default to compact after initial few launches)

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If you have any doubts or feature requests, please email support@finma.money 2.0.2 09/22/2025 Fixes:
- Fixed transaction detail view getting shown automatically on tagging transaction.
- Fixed jitter in budget screen when adding budget for first time.
- Refined transition effects.

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If you have any doubts or feature requests, please email support@finma.money 2.0.1 09/16/2025 Liquid Glass Design and Foundation Models Support

- Liquid glass icon
- Full liquid glass support for all navigational elements
- Fluid transitions from navigation bar
- Foundation Models support for SMS Parsing, Spending Summaries, Category Suggestions
- Chat with your Finances feature powered by foundation model framework

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If you have any doubts or feature requests, please email support@finma.money 2.0 09/11/2025 Fixes:
- Fixed sms/email transactions getting deleted if no statements were found.
- Plaid sync is force refreshed automatically if stuck for a few days.

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If you have any doubts or feature requests, please email support@finma.money 1.6.7 08/01/2025 Fixes:
- Fixed duplicate transactions when both email and sms were setup to fetch transactions.
- More fixes for duplicate recurring transactions.

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If you have any doubts or feature requests, please email support@finma.money 1.6.6 07/17/2025 Fixes:
- Fixed timeout issue when processing large PDFs using AI.
- Fixed duplicate recurring transactions when a subscription failed to get edited correctly.

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If you have any doubts or feature requests, please email support@finma.money 1.6.5 07/15/2025 - Added ability to retry SMS parsing for a deleted txn.
- Improved PDF parsing using AI.

Fixes:
- Fixed SMS txns getting deleted when syncing account from email.
- Fixed crash in Account detail screen when showing balance chart when balance was below 0.
- Prevented CSV import from saving txns that already exist.

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If you have any doubts or feature requests, please email support@finma.money 1.6.4 07/13/2025 Fixes:
- Fixed incorrect amount when parsing certain PDFs.
- SMSs with only last 3 digits of account number are now parsed correctly.
- Fixed unable to edit credit amount in transaction.
- Fixed recurring transactions now showing up.
- Added ability to view Upcoming transactions to bottom of the Edit Account screen.

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If you have any doubts or feature requests, please email support@finma.money 1.6.3 07/09/2025